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Property ROI Calculator

Calculate first-year cash-on-cash return and total ROI for residential or commercial investments. Defaults are set to current DFW averages.

Assumptions

Purchase Price ($)

Down Payment (%)

Interest Rate (%)

Monthly Gross Rent ($)

Monthly Operating Exp. ($) (Tax, Ins, Maint)

Results

Total Cash Invested

Monthly Cash Flow

Cash on Cash Return

*Excludes closing costs and assumed vacancy/capex reserves for simplicity.

JavaScript Required

The interactive calculator requires JavaScript. However, the formula for Cash-on-Cash Return is:

CoC = (Annual Gross Rent - Annual Operating Expenses - Annual Debt Service) / Total Cash Invested

Dallas Market Context

In the current high-rate environment, achieving positive leverage (where cap rate exceeds interest rate) is difficult in premier Dallas submarkets like Uptown or Park Cities. Investors are increasingly looking to secondary markets (e.g., Sherman, Cleburne, or Midlothian) for yield, or underwriting significant rent growth over a 5-year hold period.

For commercial assets, see our Cap Rate Calculator or DSCR Calculator for lending metrics.